White-label mobile money platform
Fedha
Launch branded customer wallets, merchant payments, agent cash operations, statements, and secure approvals on one product surface built for licensed operators and fintech teams.
Customer experience
Wallets, payments, savings
Operator controls
Limits, roles, approvals
Launch evidence
Receipts, statements, reports
256-bit
Encryption
Passkey
or PIN
< 3s
Transfers
99.9%
Uptime
*483#
USSD access
Send to anyone, in seconds
Pay any Fedha customer by phone number or wallet ID. Verify the recipient, add a note, and get an instant receipt.
Everyday money, one app
Send and receive, hold money in wallets and savings pockets, and pay bills, tills and airtime — all from one beautifully simple Fedha app.
KES 2,750.00
Mary Wanjiru
+254 7•• ••• 412
Sent · receipt #FX2K9P
Send money instantly
Pay any Fedha customer by phone number or wallet ID. Verify the recipient, save beneficiaries, authorize with a passkey or PIN, and get a receipt every time.
Learn morePrimary wallet
KES 82,450.00
Travel fund
64%
KES 32,000 of 50,000 saved
Wallets & savings pockets
Keep a primary wallet plus savings pockets for your goals. Move money between wallets instantly and track held funds and per-wallet statements.
Learn morePay
Pay bills, tills & airtime
Pay billers by paybill and account number, settle merchant tills, buy airtime, or scan a QR to pay — every rail in one flow with transparent costs.
Learn moreUp and running in under 3 minutes
No branch visits, no long forms, and no complex onboarding.
Send money in
under 10 seconds
Every transfer is fast, encrypted end to end, and confirmed in real time whether you are paying another Fedha user, sending to a bank account, or funding a wallet.
Sending
USD 120
To Alex W. • Fedha Wallet
A wallet for every goal
Keep a primary wallet plus savings pockets, move money between them, and track held funds at a glance.
Step-up approval
Confirm this payment
Sending to
Acme Ltd · Payroll
KES 45,000.00
Enterprise-grade security
Passkeys, transaction PINs, step-up approvals, and tiered verification — with encryption and a receipt trail on every transfer.
You approve every payment
Authorize transfers with a passkey or transaction PIN, with step-up mobile approval on higher-value transfers.
Start your journey to
better money control
Open your account in minutes with a simpler wallet, clearer controls, and a modern money experience built for transfers, bill payments, saving, and everyday spending.
Works with the services customers already use
Fedha connects to the rails people rely on every day — pay, get paid, and move money without leaving the app.